🎓 College Planning With a Tax-Free Strategy | Save Smarter, Keep More
Plan Ahead for Education Costs With Tax-Free Growth and Withdrawals
- 💡 Tax-Free College Planning vs. Traditional Saving
| Feature | Tax-Free Strategy (e.g., IUL, Roth) | 529 Plan |
|---|---|---|
| Tax-Free Growth | ✅ Yes | ✅ Yes |
| Tax-Free Withdrawals | ✅ Yes (for qualified uses) | ✅ Yes (for education) |
| Flexible Use of Funds | ✅ Any Purpose | ❌ Education Only |
| Impact on Financial Aid | ✅ Minimal or None | ❌ May Reduce Eligibility |
| Market Risk Protection | ✅ Available (with IULs) | ❌ Exposed to Markets |